Introduction
🏠 Registration: Registering Your Residence
One of the first things you need to do after moving to Switzerland is registering your address at your local Gemeinde (municipality).
Key points:
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Registration must happen within 14 days of arrival.
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Documents usually required:
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Passport or ID
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Work contract, study confirmation, or proof of financial means
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Rental contract
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Visa or residence permit (if applicable)
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After registration, you’ll receive your residence permit. The type of permit (B, L, C, etc.) depends on your nationality, duration of stay, and purpose.
💡 Official info & guide: Registering your residence in Switzerland – ch.ch
💡 Tip: Keep your registration certificate safe — you’ll need it for opening a bank account, signing contracts, or dealing with authorities.
💶 Taxes in Switzerland
Switzerland has a unique tax system that combines federal, cantonal, and municipal taxes.
What to know:
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Tax rates vary depending on the canton and even city. Zurich, Geneva, and Zug, for example, have different tax burdens.
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Source tax (Quellensteuer): Non-permanent residents (permit L or B) have taxes automatically deducted from their salary.
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Permanent residents (permit C or Swiss citizens) usually file a yearly tax return.
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Overall, the tax burden is lower than many EU countries, but it depends heavily on your location.
💡 Official info & guide: Swiss Federal Tax Administration – estv.admin.ch
💡 Tip: Use online calculators or consult the local tax office to estimate your tax rate before signing a contract.
🏥 Health Insurance
Switzerland does not have a public health system like other European countries. Instead, health insurance is mandatory for everyone living in the country.
Essentials:
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You must sign up within three months of arrival, and coverage is retroactive from your entry date.
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Choose a private insurer such as CSS, Helsana, SWICA, or Sanitas .
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Premiums vary by age, canton, and coverage level (average adult premium: 300–400 CHF/month).
💡 Tip: Compare different providers and plans. Basic coverage is compulsory, but supplemental coverage is optional.
📑 Other Essentials
Bank Account
A Swiss bank account is necessary for receiving your salary, paying rent, and covering everyday expenses. Popular banks include UBS, Credit Suisse, Raiffeisen, and PostFinance.
Phone & Internet
Providers like Swisscom, Sunrise, and Salt offer mobile and internet plans. Consider a prepaid SIM if you’re unsure about your long-term stay.
Public Transport
Switzerland’s public transport is world-class. Look into Swiss Travelcards or the Halbtax card, which gives you 50% off most train journeys.
Social Security (AHV/AVS)
If you’re working, contributions to the Swiss social security system are automatic. These cover pensions, disability, and unemployment insurance.
💡 Final Tips
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Always carry copies of your residence permit, Anmeldung, and other official documents.
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Keep track of deadlines for tax filings, insurance registration, and permit renewals.
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Networking is key — join expat communities to get insider tips and local advice.
Switzerland offers a high quality of life, but preparation is essential to start smoothly. Following these first steps will make your transition easier and help you focus on enjoying your new home.
Continue reading our Blog! And for deeper understanding, watch our video below!
Ready to explore more about life in Switzerland? Check out our next guides on finding a job in Switzerland, salary expectations, and top industries — stay connected with Find Around 🔎!
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